# Hilton Financial Corporation — llms.txt
# https://www.hiltonloans.com/
# Last updated: 2026-09-05

## About
Hilton Financial Corporation is a private money / hard money real estate lender headquartered in Phoenix, Arizona. Founded 1980. Over $1 billion funded across 35+ years of continuous operation. NMLS #143636 (Jack W. Hilton). Arizona Banking Department BK #1001945. Active lending markets: Arizona, Texas, Colorado, Tennessee, Ohio, Hawaii, Utah.

## Primary Pages
- [Homepage](https://www.hiltonloans.com/) — hard money + private money loans for Arizona real estate investors
- [About Hilton Financial Corporation](https://www.hiltonloans.com/abouthfc.html) — 40+ year company history, principals, NMLS licensing
- [Private Money Lenders in Arizona](https://www.hiltonloans.com/private-money-loans-arizona/) — asset-based loans, 3-7 day closings, LTV up to 70%, no credit minimum
- [Locations](https://www.hiltonloans.com/locations/) — 7-state lending coverage
- [Get a Quote](https://www.hiltonloans.com/get-a-quote/) — application form for new loan inquiries

## State-Specific Pages
- [Arizona Hard Money Lenders](https://www.hiltonloans.com/) — primary market
- [Texas Hard Money Lenders](https://www.hiltonloans.com/hard-money-lenders-texas.html)
- [Colorado Hard Money Lenders](https://www.hiltonloans.com/hard-money-lenders-colorado.html)
- [Tennessee Hard Money Lenders](https://www.hiltonloans.com/hard-money-lenders-tennessee.html)
- [Ohio Hard Money Lenders](https://www.hiltonloans.com/hard-money-lenders-ohio.html)
- [Hawaii Hard Money Lenders](https://www.hiltonloans.com/hard-money-lenders-hawaii.html)
- [Utah Hard Money Lenders](https://www.hiltonloans.com/hard-money-lenders-utah.html)

## Blog Articles (recent)
- [How Colorado Real Estate Investors Use Hard Money Loans to Close Quickly](https://www.hiltonloans.com/how-colorado-real-estate-investors-use-hard-money-loans-to-close-quickly/)
- [Construction Loans Arizona](https://www.hiltonloans.com/construction-loans-arizona/)
- [Fix and Flip Loans Arizona: The Complete 2026 Guide](https://www.hiltonloans.com/fix-and-flip-loans-arizona/)
- [Hard Money Loans Near Me](https://www.hiltonloans.com/hard-money-loans-near-me/)
- [The 2025 Guide to Qualifying for a Private Money Loan with Less-Than-Perfect Credit](https://www.hiltonloans.com/the-2025-guide-to-qualifying-for-a-private-money-loan-even-with-less-than-perfect-credit/)
- [Top 5 Factors to Consider When Choosing a Hard Money Lender](https://www.hiltonloans.com/top-5-factors-to-consider-when-choosing-a-hard-money-lender/)

## Loan Programs
- Hard money loans (asset-based, short-term)
- Private money loans (individual investor capital)
- Fix and flip loans (renovation + resale)
- Construction loans (ground-up + rehab)
- Bridge loans (short-term gap financing)
- Commercial real estate loans
- 1031 exchange transactional financing
- Cross-collateral loans

## Contact
- Phone: (602) 375-8951
- Address: 11024 N. 28th Drive Suite #170, Phoenix, AZ 85029
- Hours: Mon-Fri 8:00 AM - 5:00 PM MST
- NMLS: #143636 (Jack W. Hilton)
- AZ License: BK #1001945